Sales information

Type of Investment Class A Class I
  Initial Investment Additional Investment Initial Investment
Regular account $1,000 $50 $1,000,000
Individual Retirement Account (IRA) $1,000 $50 $1,000,000
Tax-deferred Retirement plan other than an IRA $1,000 $50 $1,000,000
Sales charge 1 None None None

1. While the Funds are no-load, management and distribution fees and other expenses still apply. Please refer to the prospectus for further details.

2. The Fund permits complex-wide aggregation of Class I shares so that a shareholder can meet the minimum initial investment in any one Fund if they have $1 million combined investment in the Fund complex. For additional information, please refer to the prospectus. There is no minimum additional investment for Class I shares.